Commercial Property

Commercial Property Insurance

Commercial Property Insurance is a must and protects your business’s physical assets from unexpected fires, explosions, burst pipes, any theft, storms and vandalism. There are some natural disasters which are not typically covered by commercial property insurance, such as earthquakes and floods, but these can be added to the policy if needed.

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What does the commercial property insurance cover?

The following factors in your building, inside and just outside of it, are covered:

  • Computers
  • Any furniture and equipment
  • Exterior signs
  • Outer fence and landscaping
  • Important documents
  • Inventory

Do you still have any questions? Contact us now and we are here to guide you through it all and do all the hard work for you!

Landlord Liability Protection

When you take out a landlord liability protection insurance policy, this may help you pay for another person’s medical bill or legal expenses when someone else is injured on your rental property and you are found responsible.

An example of this would be when a tenant falls down a set of stairs in your property and a court assesses the situation and determines that you are at fault and have failed to maintain the stairs and/or railings. A situation like this could leave you responsible for your tenants medical, legal and any other costs involved. If you had landlord liability coverage, this may help pay for those expenses up to your policy’s limits. Typically, you wouldn’t pay a deductible for a liability claim.